Pan Asian collaborates with partner banks to offer mortgage loans to owner-occupiers with a higher Loan-to-Value (LTV) ratio, while fully complying with the regulator’s “Debt-to-Income ratio (DTI)” requirement. With this program’s higher LTV, individuals with stable employment and higher income can qualify for these mortgages.
By partnering with Pan Asian, banks will have the opportunity to connect with a desirable clientele of high-income, stable professionals. This not only helps to expand their mortgage business with high LTV loans, but also paves the way for future cross-selling opportunities across various financial products. Banks can take advantage of this partnership to deepen customer relationships and enhance their overall competitive edge. Together, we will create a brighter future.