Enabling Investment Opportunities

“Pan Asian utilizes securitization technology to re-engineer mortgage loans into investment instruments, creating fully collateralized investment-grade securities backed by prime mortgage assets that offer investors a stable return.”

Despite the challenging economic conditions following the outbreak of SARS in 2003, global financial crisis in 2008 and the COVID pandemic from 2020 to 2022, our Mortgage portfolio has consistently demonstrated stellar performance throughout its operating history. We are proud to maintain: .

Zero drawdown slippage –100% assurance to our homebuyers

Zero errors on monthly distribution –100% certainty for our co-lenders

Zero loss on all mortgage loans

Pan Asian been at the forefront of re-engineering investment opportunities for the market:

In December 2004, we closed Hong Kong’s first and the world’s only negative equity Residential Mortgage Backed Securitization (RMBS) valued at HK$1.25 billion (US$160 million). This landmark case involved a mortgage portfolio made up of a pool of negative equity mortgages originated during a fragile economy after the internet/dot-com collapse in 2001 and pre-SARS in 2003.


Furthermore, Pan Asian has launched a series of innovative programs, including Notes Issuance Programs, Secured Medium Term Notes Program and Mortgage Backed Notes Program, to provide funding for our mortgage origination business and offer a fully collateralized cash management alternative to the market.