消息觀點

宏亞按揭證券有關公司(“宏亞按證”) 是一家建基於香港的創新金融服務公司,專門從事資產證券化及資本市場融資。

2009文章匯集

Prudential measures for residential mortgage loans

For residential properties valued at $20 million or more, the LTV ratio will be capped at 60%. For properties valued at below $20 million, the 70% LTV ratio will be maintained, but the maximum loan amount will be capped at $12 million. Revision to the Mortgage Insurance Programme The HKMC has decide…

Market feeding perilously on the flow of hot money

(Published by South China Morning Post, 09 Sep 2009) There is no doubt that Hong Kong’s residential property market has defied all logic, expectations, and global market trends. Property prices for the mass market have risen 15 to 20 per cent since November last year, while the upper-end/luxur…