News and Insights

Pan Asian Mortgage Company Limited is a Hong Kong based innovative financial services company, specializing in mortgage origination and capital market financing.

Archive for 2020

Together, We Fight the Virus!

疫情之下,市面口罩供不應求。宏亞按揭早前成功於海外購入一批口罩並陸續捐贈給不同慈善團體。當中1,500個口罩已透過社企「惜食堂」派發予深水埗有需要的家庭,特別是基層長者,希望讓他們獲得最基本的防疫裝備。   Given the impact of COVID-19, it has been quite challenging and cost prohibitive for the most needy in Hong Kong to purchase masks to protect themselves. Working with our social enterprise partner “Food Angel”, Pan Asian Mortgage distributed 1,500 surgical masks for the elderly and low-income families recently. Together, the firm is doing its part to help protect the community in fighting the Virus.

貸款機構角度看負資產

提起負資產,不少人會認為,除了借款人,貸款機構也應該一樣緊張──作為貸款抵押品的價值,已經低於未償還貸款餘額了,可以不擔心嗎?但由貸款機構角度看,其實有眾多方法處理相關風險,對於現有甚至可見將來的負資產規模,可能會有所關注,但遠遠說不上緊張。